Electronic Commerce : Security

There are a number of security issues which arise when a customer purchases an item over the Internet. Some common problems which customers encounter are :

Lack of
Information
Customers often have access to less information about a company that they are dealing with on the Internet than they would if they visited a high street shop. Just because a web site claims to be run by a well known company does not mean that it actually is. Fraudulent web sites have been set up to gather credit card information so that money can be stolen from the card owners. It can also be particularly hard to rectify problems with an order if the company that you are dealing with is located abroad.
Transferring
Card Details
To pay for a purchase, credit or debit card details must be transferred across a public WAN. These details could be intercepted and used to make fraudulent purchases. Most e-commerce web sites use a secure server. This means that they use a system such as SSL to encrypt card details when they are transmitted. It would be very difficult for a hacker to steal card information during transmission.
Linked
Systems
E-commerce web sites are often linked to other information systems belonging to a company. There have been a number of cases where companies have accidentally allowed Internet users to access these linked systems. As a result customers' credit card details have been made public. This is the result of poor security, and a breach of the 1998 Data Protection Act for companies based in the UK.

GCSE ICT Companion 04 - (C) P Meakin 2004